Small Farm Insurance
- Keep your passion protected with customized hobby farm coverage that meet your needs
- Protect your small farm from possible risks specific to farm operations
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What Is Small Farm Insurance?
Unlike commercial farms, hobby farms are smaller and often don’t generate income for your family. But they might need protection beyond a homeowner’s policy because of buildings on the property or even due to animals and other operations on the property. Small farm insurance, or hobby farm insurance, can protect small farms from potential risks.
When Small Farm Insurance Helps
Storms, vandalism and other unforeseen risks can destroy your property in more ways than one. Here's how small farm insurance can help.
Pro Tip
Have multiple policies with us? That’s great. You may qualify for our multi-policy discount or other available insurance discounts.*
Farming Equipment Damage
Homeowners insurance doesn't typically cover property used for business or farming expenses. To help protect your farm if a covered loss occurs you can customize your policy to cover your farm equipment. Covered losses typically include theft, vandalism, wind damage and even fire.
Outbuilding Damage
A fire erupts in your outbuilding. You quickly evacuate the animals and call the fire department, but the outbuilding and equipment located inside is destroyed. Barns and other structures can be insured against fire damage with a customized small farm policy.
Livestock Accident
If you add livestock to your farm policy, you could be covered for electrocution and loading and unloading accidents. You can also add Winter Perils Livestock coverage to protect against freezing or livestock falling through ice.
Frequently Asked Questions
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The information on this webpage represents only a brief description of coverages, is not part of your policy, and is not a promise or guarantee of coverage. If there is any conflict between this information and your policy, the provisions of the policy will prevail. Insurance policy terms and conditions may apply. Coverage features and limits vary by state and may be subject to change. Some products are not available in every state. Discount availability and eligibility vary by state and policy terms. (Discounts apply to auto and property policies.) Please check with your agent and read the policy for exact details on coverages and exclusions.
*Discount and savings amounts and product eligibility will vary by state, property type, policy form and company underwriting the auto and/or homeowners policy. Discounts may not apply to all coverages on an auto or property policy. Discounts do not apply to a life policy. Some restrictions may apply.