Accident Forgiveness Coverage
Auto Insurance Add-On
- Protect your premium after your first at-fault accident*
- Customize your auto insurance to fit your needs
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What is Accident Forgiveness insurance?
Accident Forgiveness shields you from increased premiums after your first car accident.** It provides peace of mind during a difficult time.
How Accident Forgiveness Protects You
Learn more about Accident Forgiveness from the following examples.
Did you know?
Insurance premiums can increase by hundreds of dollars after an accident. That's why it's essential to protect your premium with Accident Forgiveness.
Rear-End Another Vehicle
You accidentally rear-end the car in front of you. Everyone is okay, but both vehicles are damaged. Accident Forgiveness gives you peace of mind when a higher premium is the last thing you want to worry about.
Scrape Your Mailbox
You graze your mailbox as you back out of your driveway. Now you have a big scratch and need a new paint job. You'll still need to file a claim and pay your deductible. But first accident forgiveness ensures your premium stays the same.
Accident Caused by Black Ice
You’re driving home on a cold evening and swerve to avoid a pothole. Unfortunately, you hit a patch of black ice and slide into a parked car. Thankfully, you're okay. With Accident Forgiveness, so is your premium.
Frequently Asked Questions
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Reliable, quality coverage for customers across 19 states
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*The information on this webpage represents only a brief description of coverages and is not part of your policy. Insurance policy terms and conditions may apply. Coverage features and limits vary by state and may be subject to change. Some products are not available in every state. Discount availability and eligibility vary by state and policy terms. (Discounts apply to auto and property policies.) Please check with your agent and read the policy for exact details on coverages and exclusions.
**Accident Forgiveness coverage can be purchased or earned. Eligibility criteria vary by state. Some restrictions may apply. Speak with your agent to learn more about your coverage options.