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Rideshare Insurance for Uber or Lyft

Car Insurance Add-On

  • Avoid coverage gaps while driving for rideshare companies such as Uber or Lyft
  • Quickly and easily add rideshare coverage to your existing American Family Insurance auto policy
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What is rideshare insurance?

Rideshare insurance is an auto policy add-on for rideshare drivers like you. It helps fill the gaps between your personal auto coverage and the insurance provided by your rideshare company.*
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How Rideshare Coverage Protects You

Learn more about how rideshare insurance works from the following examples.
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Did you know?

Rental reimbursement coverage helps pay for a rental while your car is being repaired after a covered loss. It's a separate coverage that you can add to your auto policy for more protection from unexpected losses.**
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Collisions

Suppose you turn on your rideshare app and get into an accident while waiting for a ride request. Rideshare insurance fills the coverage gap, so your existing collision coverage can help repair your vehicle. It protects you up to your policy limits, no matter who’s at fault.*
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Medical Bills

If medical expense coverage is on your auto policy, it can complement your rideshare insurance. If you get injured in an accident while your app is on and you're waiting for a ride request, it can help pay for accident-related medical bills whether you have health insurance or not.*
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Property Damage

With rideshare insurance, your primary auto policy's property damage liability also provides financial protection if you cause an accident while waiting to be matched with a ride while your app is on. It helps pay for the other driver's vehicle repairs and property damages up to your coverage limits.*
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Frequently Asked Questions

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*This information represents only a brief description of coverages, is not part of your policy, and is not a promise or guarantee of coverage. If there is any conflict between this information and your policy, the provisions of the policy will prevail. Insurance policy terms and conditions may apply. Exclusions may apply to policies, endorsements, or riders. Coverage may vary by state and may be subject to change. Some products are not available in every state. Please read your policy and contact your agent for assistance.

**Daily allowances or limits may vary by policy.

***Rideshare companies typically provide limited liability coverage only, and no comprehensive/collision coverage for damage to your car during Stage 1. Coverage features and limits vary by state and may be subject to changes. Please check with your rideshare company for coverage details and read the policy for exact details on coverage limits and exclusions.