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Dwelling Coverage

Home Insurance Add-On

  • Protects the structure of your home and anything attached to it, such as your roof, walls and windows
  • Helps pay for covered losses up to your policy's limit once you've met your deductible
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What is dwelling coverage?

Dwelling insurance, or Coverage A, helps pay to repair or replace your home's structure if it's damaged by a covered event.
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Dwelling Coverage Examples

Learn how dwelling insurance helps protect your home's structure after it's damaged by a covered event.

Did you know?

We offer several types of homeowners insurance discounts. Check them out and start saving today.
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Fire and Smoke Damage

A small fire damages your kitchen. Having enough dwelling coverage can help pay for its reconstruction.
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Home Burglary Damage

An intruder breaks your window and takes your valuables. Dwelling coverage helps pay for covered losses up to your policy's limits.
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Wind Damage

Strong winds send a tree into the side of your house, damaging your siding. Dwelling insurance can help cover repairs and replacements.
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Frequently Asked Questions

Trusted by over 12 Million Customers & Counting

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90+ Years

Over 90 years in business protecting our customers
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Named one of America's Best Insurance Companies by Forbes

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12 Million Customers

Reliable, quality coverage for customers across 19 states

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*This information represents only a brief description of coverages, is not part of your policy, and is not a promise or guarantee of coverage. If there is any conflict between this information and your policy, the provisions of the policy will prevail. Insurance policy terms and conditions may apply. Exclusions may apply to policies, endorsements, or riders. Coverage may vary by state and may be subject to change. Some products are not available in every state. Please read your policy and contact your agent for assistance.

**Coverage provided by adding the Inland Flood optional endorsement. This endorsement does not satisfy mandatory flood insurance coverage should it be required by your federally regulated lender for your home mortgage or loan. This insurance product is not affiliated with the National Flood Insurance Program (NFIP).

 

***American Family Insurance is a participating company in the National Flood Insurance Program (NFIP). NFIP is managed by the Federal Emergency Management Agency (FEMA), a component of the U.S. Department of Homeland Security (DHS). Flood insurance is a separate policy underwritten by NFIP.