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Term Life Insurance

DreamSecure Term Life Insurance

  • Customize your coverage to help protect your family’s financial future
  • Select from 10-, 15-, 20- and 30-year policy terms

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What is term life insurance?

Term life insurance delivers coverage for a specific period, for example, 10 or 20 years. Compared to whole life insurance, term life offers lower premiums.

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Did you know?
Our life insurance calculator can help you determine the right coverage amount and give you premium estimates.

DreamSecure Term Life Insurance Policy Benefits*

Your beneficiaries will receive the death benefit payout if you pass away with an active term life insurance policy.** They can use it for anything they wish, including income replacement and mortgage payments.
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Lower Premiums

Term life insurance policies boast lower premiums than whole life insurance. When your DreamSecure Term Life Insurance initial term ends, you can renew it at an increased rate.**
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Choose Your Term

Our term life insurance policy lets you select from 10-, 15-, 20- or 30-year level premium periods. It can help you protect your family's financial future up to a certain milestone, such as when your home is paid off.
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Peace of Mind Protection

DreamSecure Term Life Insurance can help you protect your family while on a budget. For added peace of mind, if your initial policy term ends and you still need coverage, you can renew it at an increased rate.**
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Keep Your Policy Through Injury or Illness

For another layer of protection, consider buying the Premium Waiver for Disability Benefit Rider. It waives premiums if you become totally disabled.
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Add Coverage on Your Children

Buying the Children’s Insurance Benefit Rider provides $15,000 of term life coverage on eligible children. The cost of the rider is the same, regardless of how many children you have, and coverage can be converted to a long-term policy.
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Frequently Asked Questions

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