Worried About Storm Damage?
Does Insurance Cover Storm Damage?
As a homeowner, you can take steps to protect your home from the unexpected, like performing regular maintenance and installing a home security system. But you can’t control what the weather throws your way. Storms are unpredictable and can cause costly damage to your home and belongings. That’s why having the right insurance in place is so important: it can lessen the weight of getting your house — and life — back together after a storm.
Typically, your homeowners insurance policy covers damage from:
- Windstorms & tornadoes
- Ice storms
- Hail damage
- Lightning strikes
- Wildfires
- Fallen trees
- Power surges
We want to make sure you’re confident your homeowners insurance is there for whatever you worry about. Let’s take a closer look at storm damage and insurance so you gain peace of mind you’re protected for anything Mother Nature throws your way.
FAQs
What Coverage Do I Need?
Matching Siding Coverage
Roof Replacement Cost Coverage
Sump Pump Overflow Coverage
More on Home Insurance & Storm Damage
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Wind & Storm Damage Coverage >
Take Control of What You Pay
Save With Smart Home Technology
Earn a discount for making your home smarter.
We’re all about proactively protecting against the unexpected. Install a qualifying smart home device or protective home system and earn a discount on your home insurance.*
Simplify & Save by Bundling
Combine multiple policies and save on your premium.
Bundling insurance is one of the easiest ways for you to save on your insurance! In fact, when you bundle your home and auto policies you can save up to 23% on both policies together.**
Home Insurance Discounts
Looking to save on your home insurance?
Earning a discount for your home insurance is easier than you think. From smart home devices to bundling, take a look at some of the ways you can lower your home insurance rate.
What Else Do You Worry About? We’ll Help.
Water Damage
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Storm Damage to My Car
This information represents only a brief description of coverages, is not part of your policy, and is not a promise or guarantee of coverage. If there is any conflict between this information and your policy, the provisions of the policy will prevail. Insurance policy terms and conditions may apply. Exclusions may apply to policies, endorsements, or riders. Coverage may vary by state and may be subject to change. Some products are not available in every state. Please read your policy and contact your agent for assistance.
*Discount and savings amounts and eligibility will very. Some restrictions apply. Discounts may vary by state, property policy form and company underwriting the homeowners policy. Discounts may not apply to all coverage on a property policy.
**Customers who bundle home and auto insurance policies may save up to 23% on both policies together (as of December 2023). Discounts may vary by state, property, policy form and company underwriting the home and/or auto policy. Discounts may not apply to all coverages on a home or auto policy.