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Boat Insurance

Comprehensive Boat Insurance

  • Quick, easy boat quotes
  • Customizable coverage for your unique needs
  • Expert support for all your questions
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Protect Your Watercraft with Boat Insurance

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Collect Info About Your Boat

Have your boat's specifications readily available. You can find them in your owner's manual.
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Pro Tip
Details such as your boat's type, age and location affect your coverage needs.
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Take Advantage of Boat Insurance Discounts

Have multiple policies with us? That’s great. You may qualify for a reduced insurance premium with a bundling discount. You may also be eligible for our equipment safety and safety course discounts.
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Benefits of Multi-Policy Insurance

Organize your policies with the MyAmFam app and save money with our multi-policy discount.*

Start Your Quote

Customize your experience.
Do It Yourself - Start a Quote

Do It Yourself

Learn more about pricing and coverage options for your boat.
Work With An Agent

Work with an Expert

Find the perfect agent for you and get free, no-pressure advice.
Find an Agent

Our Agents Are Here to Help

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1,700 Agents

Experts to help you get — and use — your coverage.
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“No reason to go anywhere else for your insurance needs, they combined my home, auto, and boat insurance to get an awesome rate!” - Jennifer, Missouri

What can boat insurance cover?

  • a boat in the water
    Powerboats
    Powerboats use inboard engines or outboard motors and reach high speeds quickly. Our powerboat coverage can protect your watercraft from the unexpected.
  • a man in a white shirt
    Bass and Fishing Boats
    Fishing boats with an electric or outboard trolling motor, rod lockers, casting decks, pedestal seats and live wells.
  • a yellow and white boat in the water
    Personal Watercraft
    Common PWCs include Jet Skis, Sea-Doos, WaveRunners and similar vessels designed for one to three people. View the coverage for more details.
  • a sailboat on the water
    Sailboats
    Boats that use at least one sail for power and may have a motor as an additional power source.
  • a white yacht on water
    Yachts
    Recreational sailing or power watercraft between 40 to 54 feet long with berths for sleeping and kitchen facilities. Yachts over 54 feet long are not eligible.
  • a boat on the water
    Houseboats
    Houseboats are typically larger, slow-moving boats. They're equipped with a kitchen, bathrooms, bedrooms and a common area.
  • a yellow measuring tape on a piece of paper
    Non-Motorized Boats
    Our customizable coverage protects non-motorized vessels, such as canoes and kayaks, from the unexpected. Get peace of mind for all your water adventures.
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    Boat Equipment Coverage
    Physical damage coverage protects up to $3,000 for watercraft equipment and accessories. You can also buy more boat equipment coverage with limits up to $100,000.
  • a boat on a dock
    Repair Cost Coverage
    This coverage helps you repair your boat, motor or boating equipment if you suffer a partial loss with no depreciation deduction. Coverage starts at $3,000.**

Trusted by over 12 Million Customers & Counting

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90+ Years

Over 90 years in business protecting our customers
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Ranked by Forbes

Named one of America's Best Insurance Companies by Forbes

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12 Million Customers

Reliable, quality coverage for customers across 19 states
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Custom Boat Insurance Quote

  • Affordable coverage that fits your budget
  • No-hassle account management with the app
  • Award-winning customer service from your local agent

The information on this web page represents only a brief description of coverages and may or may not be part of your policy. Insurance policy terms and conditions may apply. Coverage features and limits vary by state and may be subject to change. Some products are not available in every state. Discount availability and eligibility vary by state and policy terms. (Discounts may only apply to auto and property policies.) Please check with your agent and read the policy for exact details on coverages and exclusions.

* Discount and savings amounts and product eligibility will vary by state, property type, policy form and company underwriting the auto and/or homeowners policy. Discounts may not apply to all coverages on an auto or property policy. Discounts do not apply to a life policy. Some restrictions may apply.

**Refer to your policy documents for coverage limit details. Coverage applies to covered losses only after your individual property & coverage specific deductible(s) has been met. Please speak with your agent to learn more about your coverage options.